Appraisal services for Knoxville and Knox County homeowners

The top seven reasons TN homeowners order from Dogwood Appraisal:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To reduce a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Knox county or TN

Need help determining the price of your home in or near Knoxville, TN?
Contact Dogwood Appraisal.

We at Dogwood Appraisal understand the unique needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a person not in the real estate business that probably doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Dogwood Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're veterans in helping consumers just like you get rid of unneeded PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Dogwood Appraisal is your strongest weapon.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Dogwood Appraisal can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for preciseness or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.